APPLY FOR HEALTH INSURANCE AT THE HEALTH INSURANCE MARKETPLACE

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GO TO THE HEALTH INSURANCE MARKETPLACE (You can even have a "Live Chat" (see bottom right at the Marketplace website)

 

Create an account

First provide some basic information. Then choose a user name, password, and security questions for added protection.

 

 

Apply

Starting October 1, 2013 you’ll enter information about you and your family, including your income, household size, and more.

Use this checklist now to help you gather the information you’ll need.

 

 

Pick a plan

Next you’ll see all the plans and programs you’re eligible for and compare them side-by-side.

You’ll also find out if you can get lower costs on monthly premiums and out-of-pocket costs.

 

 

Enroll

Choose a plan that meets your needs and enroll!

Coverage starts as soon as January 1, 2014.

 

 

Related:

How do I apply for Marketplace coverage? (other choices besides the website)

 

Understanding Obamacare/Affordable Care Act: What are the "exchanges" or the "marketplace"

 

 

Homework involved to apply for health insurance

Newsletter, The Leadership Conference:

Take Action: Make sure your family and friends are informed about the Affordable Care Act Health Insurance Marketplace, which begins enrollment on October 1. Help spread the word by forwarding this email to your friends and family! 

 

You may have heard that some politicians in Washington are attempting to discredit the Affordable Care Act (ACA), a.k.a. “Obamacare,” and the important goal it set forward to address – expanding access to affordable health care. In 2010, Congress passed the ACA to make health insurance, and ultimately health care itself, more accessible. The benefits of ACA are wide-ranging and will have important impacts on our nation’s most underserved communities. 

Health care is a basic human right, and with the Affordable Care Act, millions of Americans now have a historic opportunity to access quality health care coverage. That starts with participation in the Health Insurance Marketplace, available for enrollment on October 1.

 

What is the Health Insurance Marketplace?

 

The Health Insurance Marketplace allows eligible individuals to choose from affordable health insurance options with enrollment starting on October 1, 2013, through March 31, 2014. Health insurance coverage will begin as soon as January 1, 2014. To participate, it is critical that individuals meet the March 31, 2014, deadline to apply for the Health Insurance Marketplace. 

 

Here’s how an individual can prepare for the Health Insurance Marketplace:

1.    Review information about the Health Insurance Marketplace;
2.   On October 1, visit the official website to find your state’s application instructions and see all the plans and programs you’re eligible for;
3.    Choose a plan that meets your needs and enroll!

If you have questions or need help, call 1-800-318-2596 – available 24 hours a day, 7 days a week. Let’s spread the word to make sure every person is insured.

Take Action: Make sure your family and friends are informed about the Affordable Care Act Health Insurance Marketplace, which begins enrollment on October 1. Help spread the word by forwarding this email to your friends and family!

SHERROD BROWN NEWSLETTER: ENROLLING FOR A NEW HEALTH PLAN

 

  

Enrolling for a New Health Plan 

 In less than two weeks, enrollment begins for the health law’s new insurance marketplace, allowing almost one million Ohioans to become eligible for financial assistance to purchase quality, affordable health insurance. 



Starting October 1, Ohioans without insurance, or those who would like to change their insurance plans, can shop for health insurance coverage at www.healthcare.gov. 



For years, we’ve heard stories of Americans frustrated and failed by our health system. But today, the tide is turning and we are starting to see the health law take effect. 



When this enrollment period begins, more than 916,000 Ohio residents will be eligible for financial assistance to buy insurance that provides quality coverage at a price they can afford. And Ohioans suffering from pre-existing conditions will no longer be denied coverage or charged higher premiums. 



For Ohioans like Robert, a cancer survivor from New Matamoras, the new health law means that insurers cannot turn him away based on his pre-existing condition. For Aaron in Cincinnati, it means not having to choose between tuition and health care. And for Stephen in West Chester, it means being able to feel secure in his retirement.



Health care enrollment marks a milestone for millions of Ohioans – including myself. In 1992, I made a promise that I wouldn’t accept Congressional health insurance until similar coverage was available to all Americans. Today, I can now say that I will be enrolling in the health care marketplace this fall alongside hundreds of thousands of Ohioans.



While the new enrollment period will soon allow all Ohioans to access quality, affordable health coverage, millions of people in our state are already benefiting from provisions in the health care law. 



For example, 97,000 young adults in Ohio are now able to stay on their parents’ insurance until their 26th birthday. We are also closing the ‘donut hole’ for seniors’ prescription drugs – saving Ohio seniors an average of $774 on their medication costs. More than 900,000 Ohioans have received free preventive care, and children are no longer being denied coverage for pre-existing conditions, like asthma, diabetes, and cancer.



For millions across the Buckeye state, the new law will mean less worry and more money in their wallets. And for many Americans, the health insurance marketplace will lower premiums nearly 14 percent more than previously expected.



There is still more work to be done to perfect our nation’s health care system. But on October 1, I will join millions of Ohioans as we take a step towards a future where worry and failed protections will soon become a thing of the past.

Sincerely,



Sherrod Brown
U.S. Senator


RELATED:

How do I apply for Marketplace coverage? (other choices besides the website)

CONGRESSWOMAN MARCIA FUDGE -_SEPTEMBER 2013 E-NEWSLETTER

Dear Friends,

In the coming weeks, Congress has much to do and on your behalf, I stand ready to work for fair and just legislation that meets the needs of our district.

• The House must revisit the Farm Bill, having stripped all nutrition programs including SNAP (food stamps) from consideration in the agriculture bill that passed in June. Reportedly, House Leadership will present a bill with up to $40 billion in cuts to SNAP over 10 years which would result in millions of people losing benefits. I strongly oppose deep cuts to SNAP at a time when 47 million Americans are struggling to make ends meet and they rely on these benefits to put food on the table.
  
• According to the Federal Highway Administration, Ohio has the fourth busiest interstates in the nation. A study by the American Society of Civil Engineers found that in 2013, 9% of Ohio's bridges are structurally deficient. Despite the urgent need to maintain and repair our infrastructure, the House failed in July to pass a Transportation Bill. Moderates on both sides of the aisle could not support the steep cuts included in a bill that House leadership pulled from the floor before a final vote. This measure would have cost jobs and denied resources to states and cities to maintain roads, water and sewer infrastructure, as well as public housing.
  
• By October 1st, the House must also take action on what is known as a continuing resolution. This is a legislative mechanism to ensure that our federal government has the authority to fund its courts, agencies and meet its other obligations. Also during the month of October, the government will reach the debt ceiling. It must be raised to ensure that our nation has the resources to pay its outstanding bills. Refusal to raise the debt limit directly threatens our government's ability to issue Social Security checks, meet military payroll and pay for all other operations. It would also likely result in higher borrowing costs in the future.
  
• Enrollment for the Health Insurance Marketplace begins on October 1st and I have included in this e-newsletter important information for the thousands of Northeast Ohioans who are eligible to participate.

If you have questions or concerns about these issues or any other federal legislation or programs, please feel free to contact my District or Washington, D.C. offices and my staff will be happy to assist you.

Marcia L. Fudge
U.S. Representative, 11th District of Ohio


UPDATE: CLEARING THE VETERANS CLAIMS BACKLOG

• The claims backlog now stands at: 490,000 (claims pending more than 125 days; reduced by almost 20 percent from its highest point in April).
• In July, VA completed 104,923 claims.
• VA has completed more than 1 million claims each year from the last three years.

ENROLLMENT FOR THE HEALTH INSURANCE MARKETPLACE BEGINS OCTOBER 1, 2013

Consumers who purchase their own insurance have a new option. They will be able to shop for plans available through the Health Insurance Marketplace. Enrollment begins on October 1^st for plan coverage that goes into effect beginning January 1, 2014. For the first time, individuals cannot be denied coverage by insurance companies based on pre-existing conditions or lifetime caps. In Ohio, 14 insurers have filed plans with more than 200 options for individual insurance, and seven insurance companies have filed plans to offer 84 options for small businesses. (In most cases, the Marketplace is not for individuals who obtain health coverage through a group plan offered by an employer or a government program such as Medicare or Medicaid. If you fall into any of those categories, you can continue to apply for coverage through those entities.)

 

Subsidies are available on a sliding scale for individuals with an income up to 400% of the federal poverty line. The chart below which was prepared by CNN, provides examples of subsidies based on income for the second lowest silver grade plan. The Marketplace offers different types of health plans to meet a variety of needs and budgets. You’ll need to figure out how much you want to spend on health coverage each month. Under the Affordable Care Act however, all plans must offer a required minimum level of essential benefits such as coverage for hospitalization, doctor’s services, prescription drugs and maternity/newborn care.

 

The Cleveland Public Library (CPL) will have dedicated computers for customers who wish to enroll in the Health Marketplace. In September, CPL will also hold free informational sessions conducted by Care Source on Affordable Care Act programs. The sessions will be held at the Main Library and 15 branches. Please contact your nearest library branch for more information.
 

Example of monthly premiums adjusted for tax subsidies for a single individual (Premiums will vary depending on family size, type of health plan selected and income.) Courtesy CNN

Where to Enroll and Get More Information Directly online, go to healthcare.gov, Call the toll-free number, 1-800-318-2596. Although enrollment does not begin until October 1, 2013, you can get information about the Marketplace through either of those resources right away, or by calling my Cuyahoga County District office at 216-522-4900.

VIEW THE REST OF THE NEWSLETTER ONLINE